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Life, Health & Wealth Protection
REQUEST A LIFE QUOTE | T: 626-383-7315
Why Life Insurance?
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​Life insurance is incredibly important for so many reasons, but the standout reason is its power to safeguard your family's financial future while giving you peace of mind!
If you’re the one supporting loved ones, just imagine the impact on their financial security if something were to happen to you. That’s where life insurance steps in to save the day!
While policies may differ, they all share an exciting purpose: providing a cash benefit to your loved ones when they need it most. This financial boost can help cover everyday expenses, mortgages or rent, outstanding debts, college tuition, and other essential costs, ensuring your family can thrive!


Reasons People Buy Life Insurance?
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LEGACY - Life Insurance plays a crucial role in building "Generational Wealth." From Day 1, it creates an immediate estate to your family, paving the way for them sustain that wealth ... long after you're gone. Your "Family Name" can endure just like those of the "Kennedy's", "Rockefeller's", and the "Kellogg's." Why not ensure yours does too?​
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SUPPLEMENTAL TAX-FREE RETIREMENT INCOME – You may outlive your savings but with a tax-free policy loan, you can access your cash whenever you need it during your lifetime and use it however you wish, such as boosting your retirement savings.​
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PLUS, LIVING BENEFITS – What happens if you fall ill before or after retirement? If you cannot perform 2 out 6 Activities of Daily Living (ADLs), medical coverage won’t cover mortgage, car payments, or other expenses. What would you do? Many insurance policies include this additional benefit at no extra cost to you.
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Types of Life Insurance
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​Life Insurance comes in various types and is fully customizable to fit your specific needs but typically there are two main types of life insurance:
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Term Life - provides coverage for a set period (10, 20, 30 years) and is ideal for temporary needs, like covering a mortgage or until kids graduate. It offers high coverage at a lower initial cost, making it budget-friendly.
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Permanent Life - lasts a lifetime as long as premiums are paid. It also builds cash value, which can be used for expenses like home purchases or retirement. Due to these added benefits, premiums are higher than term policies.​
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