Legal Disclaimer

The information provided on this website (https://www.kpinsuranceservices.com), through our advertisements, social media pages, videos, emails, text messages, webinars, downloadable materials, or other communications is intended for general educational and informational purposes only.

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KP Insurance Services is an independent insurance agency. We are licensed insurance professionals and retirement income specialists. We are not registered investment advisors, broker-dealers, securities professionals, tax advisors, or attorneys.

Nothing contained on this website or within our content should be interpreted as investment, securities, legal, or tax advice. Any financial or retirement-related discussions are intended solely for educational purposes and should not be relied upon as a substitute for individualized professional advice from appropriately licensed professionals.

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Insurance and annuity products are offered through properly licensed insurance professionals. Product availability and features may vary by state, carrier, eligibility, and individual circumstances.

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Any examples, scenarios, illustrations, or hypothetical situations presented are for informational purposes only and are not guarantees of future performance or results. Guarantees referenced in insurance products are backed solely by the financial strength and claims-paying ability of the issuing insurance carrier.

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KP Insurance Services depends on clients and prospective clients to provide complete and accurate information. It is the client’s responsibility to review all applications, policy forms, coverage details, disclosures, and issued policies for accuracy and suitability.

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While we strive to keep information accurate and up to date, we make no representations or warranties regarding the completeness, reliability, accuracy, or timeliness of any information presented on this website or related communications.

Under no circumstances shall KP Insurance Services be liable for any direct, indirect, incidental, consequential, or special damages arising out of the use of this website, its content, or reliance upon any information provided.

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We reserve the right to modify, update, or remove website content at any time without prior notice.

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External Links Disclaimer

This website and our social media pages may contain links to third-party websites or resources. These external websites are not controlled or maintained by KP Insurance Services.

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We do not guarantee the accuracy, relevance, timeliness, completeness, or reliability of any information contained on third-party websites and are not responsible for their content, policies, or practices.

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Users are encouraged to review the terms and privacy policies of any external websites they visit.

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Contact Us

If you have any questions regarding this Legal Disclaimer, please contact:  KP Insurance Services.  Email: info@kpinsuranceservices.com.  

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KP Insurance Services is operated by Kimberly Penny Insurance Services, LLC.