Life, Health & Retirement Protection
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"I'm in the business of helping people."
~K. Penny
BOUT KIM NICOLE
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YOUR INSURANCE | RETIREMENT INCOME STRATEGIST
MY VISION
Kimberly Penny is a licensed insurance professional and retirement income strategist focused on helping individuals and families make more confident decisions about retirement, Medicare, and long-term financial protection.
As the founder of Kimberly Penny Insurance Services, LLC, dba KP Insurance Services, Kimberly works alongside a trusted team to help pre-retirees and retirees simplify complex financial decisions, protect what they have built, and create a more secure retirement strategy.
MY APPROACH
Is centered on education first—helping clients understand their options clearly, avoid costly mistakes, and make informed decisions with greater confidence.
KP Insurance Services works with multiple insurance carriers, allowing Kimberly and her team to evaluate solutions based on each client’s needs rather than being limited to a single company’s products.
Based in Southern California, Kimberly and her team serve clients locally and virtually across the country.
HER PHILOSOPHY IS SIMPLE
Financial decisions should feel clear, not overwhelming. Her role is to help clients understand their options, protect what matters most, and move forward with confidence."
WHAT WE HELP YOU PLAN FOR
We help individuals and famiites prepare for the financial realities of retirement with strategies built around income.
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Retirement income Planning
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Medicare education and enrollment guidance
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Life Insurance and legacy protection
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Guaranteed income strategies
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Social Secuity timing
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Long-term care planning
Retirement Planning Should Feel Clear
Retirement comes with bigger decisions that most people expect. How to create reliable income. When to start Medicare, How to protect what you've built. What happen if care is needed later.
That is where we help.
Out team helps simplify retirement decisions so you can make informed choices with more clarity, more confidence, and a strategy built to support the years ahead.